COMPLIANCE
Regulated. Compliant. Transparent.
AELX Pay operates within established regulatory frameworks. Every transaction is traceable, every fee is disclosed, and every process is auditable.
REGULATORY FRAMEWORKS
Operating within established jurisdictions.
ADGM FSRA
ActiveOperating within the Abu Dhabi Global Market Financial Services Regulatory Authority framework for digital asset services and payment facilitation.
VARA Alignment
AlignedAligned with Dubai Virtual Assets Regulatory Authority guidelines for virtual asset service providers operating across UAE free zones.
CBUAE Compliance
CompliantCompliant with Central Bank of the UAE regulations for stored value facilities and payment token services.
KYC / AML
Comprehensive compliance procedures.
Our compliance program is designed to meet the highest standards of anti-money laundering and counter-terrorism financing regulations.
KYC Verification
Identity verification for all users and merchants using government-issued ID, proof of address, and biometric matching via licensed KYC providers.
AML Screening
Real-time sanctions screening against OFAC, EU, UN, and UAE sanctions lists. Continuous monitoring of all user accounts and transaction patterns.
Transaction Monitoring
Automated monitoring of all transactions for suspicious activity using rule-based and ML-powered detection systems.
Suspicious Activity Reporting
Prompt filing of suspicious activity reports (SARs) to the UAE Financial Intelligence Unit (FIU) as required by law.
Travel Rule Compliance
Full compliance with FATF Travel Rule requirements for virtual asset transfers, including originator and beneficiary information exchange.
Record Keeping
All transaction records, KYC documents, and compliance data retained for a minimum of 5 years in accordance with ADGM regulations.
AUDIT TRAIL
Every transaction is on-chain.
All settlements on AELX Pay are recorded on the Aeltrix Layer-1 blockchain, creating an immutable, tamper-proof audit trail. Regulators, auditors, and merchants can verify any transaction independently.
- ✓Immutable transaction records on Aeltrix L1
- ✓Block explorer for independent verification
- ✓Deterministic finality — no probabilistic confirmation
- ✓Full transaction history export for reporting
Sample Settlement Record
CERTIFICATIONS
Security and compliance certifications.
SOC 2 Type II
Planned Q4 2026
ISO 27001
Planned Q1 2027
PCI DSS
Not Required (non-card)
Smart Contract Audit
Planned Q3 2026
Questions about compliance?
Our compliance team is available to answer regulatory questions and provide documentation for institutional due diligence.
Contact Compliance Team →