Payment Settlement Infrastructure
Settle payments in 3 seconds.
Save 70% on every cross-border transaction.
AELX is a parallel digital settlement rail that moves value between users and merchants through the Aeltrix blockchain — faster and cheaper than Visa, Mastercard, or SWIFT.
02 // Fee Comparison
See exactly what you save
No hidden fees. No FX markup. No surprises.
You send
Merchant receives
Settlement Finality
Total Transaction Fee
Cost Reduction vs Legacy
Settlement Availability
03 // How It Works
From payment to settlement in five steps
User pays in AED
Initiate a payment using any local currency through our platform.
PSP converts to AELX
Licensed payment service provider handles the fiat-to-AELX conversion.
Settles on Aeltrix blockchain
Value transfers on-chain with sub-3-second deterministic finality.
PSP converts to fiat
Off-ramp PSP converts AELX back to the merchant's preferred currency.
Merchant receives fiat
Funds land in the merchant's bank account — same day or real-time.
04 // Use Cases
Built for real businesses
Property & Rent
Overseas tenants save 3-5% on every rental payment with instant settlement.
Save up to 88%B2B Supplier Payments
Eliminate $25-50 wire fees per transaction with blockchain-native settlement.
Save up to 90%Freelancer Payouts
Pay global teams instantly at 0.3% — no more waiting 3-5 days for wires.
Save up to 93%Fleet & Taxi Settlement
Batch-settle thousands of daily rides efficiently with smart contract automation.
Save up to 83%Cross-Border Remittance
UAE to India corridor — instant delivery at a fraction of traditional costs.
Save up to 85%Trade Finance
LC and commodity settlement on-chain with transparent, auditable records.
Save up to 80%05 // For Merchants
Start accepting settlements in minutes
Join the AELX settlement network and receive payments faster than any traditional rail. No integration headaches. No hidden fees.
- Onboard in under 5 minutes with trade license
- Real-time or daily batch settlement — you choose
- Full transaction reporting and reconciliation
- Non-custodial — your funds, your control
- Webhook notifications for every settlement event
06 // For Developers
Build on AELX Pay
A single API call to settle payments on-chain. Full REST API with webhooks, SDKs, and a sandbox environment.
curl -X POST https://api.aelx-pay.aeltrix.to/v1/payments \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 1000.00,
"currency": "AED",
"merchant_id": "merch_abc123",
"description": "Invoice #2048",
"webhook_url": "https://your-site.com/webhook"
}'{
"id": "pay_7f3a9b2c1d4e",
"status": "confirmed",
"amount": 1000.00,
"currency": "AED",
"fee": 5.50,
"net_amount": 994.50,
"settlement_tx": "0xab3f...c91d",
"block_number": 42391,
"settlement_time_ms": 1847,
"created_at": "2026-04-01T14:30:00Z"
}
08 // Compliance
Regulated. Compliant. Transparent.
AELX Pay operates through licensed Payment Service Providers within the UAE regulatory framework. All settlement activity is fully compliant with local and international financial regulations.
ADGM FSRA
Abu Dhabi Global Market Financial Services Regulatory Authority
VARA
Virtual Assets Regulatory Authority, Dubai
CBUAE
Central Bank of the UAE compliance framework
KYC/AML
Full Know Your Customer and Anti-Money Laundering compliance
09 // Roadmap
Building the future of settlement
Testnet + Card Program
- Public testnet launch
- Prepaid card pilot
- Merchant sandbox
Pilot Merchants + QR
- First 50 merchants
- QR payment flow
- Mobile wallet beta
Mainnet + India Corridor
- Mainnet deployment
- UAE-India corridor
- Batch settlement v2
Multi-Currency + Scale
- Multi-currency support
- 1,000 merchants
- SDK release
Trade Finance + Expansion
- Trade finance module
- Regional expansion
- Institutional API